Hi, I'm looking to apply to a grad school for a stats degree. I want to get into the actuarial profession and have passed the P exam, but also want to open up more career opportunities in case that doesn't work out. I've heard that most statisticians have PhD.'s, though it seems more grad schools also have MS degrees for stats. I'm just wondering if it's likely to get into the profession with just a MS or does it take a PhD? What fields do people with MS/PhD. usually get into?